Add or remove a RuPay credit card on Google Pay

When you first set up Google Pay, you’ll be asked to add a payment method. Payments made with RuPay credit cards are enabled for online and QR scan transactions with merchants.

Checklist for addition of RuPay credit card

Add a RuPay credit card on Google Pay & verify it through Aadhaar

• Make sure your Aadhaar is linked to the same mobile number registered with the RuPay card that you want to add.
• For now, there are a limited number of banks that issue RuPay credit cards and support Aadhaar based verification. To learn more, contact your bank.

Add a RuPay credit card on Google Pay

1. Open Google Pay .
2. At the top right, tap your Profile picture and select Add RuPay credit card.
3. Choose your card issuing bank from the list. If you can’t find your bank, it probably doesn’t issue RuPay credit cards yet.
4. Select the RuPay credit card that you want to add from the list of cards (incase you have more than one RuPay credit card).
5. To verify your account, add your RuPay credit card details.
6. Next, you’ll need to create a UPI PIN. To create a UPI PIN, follow the on-screen instructions.
   • If you have an existing UPI PIN: You'll be asked to enter it.
   • If you don’t have an existing UPI PIN: Follow the instructions on the screen to create a new UPI PIN.
   • If you don’t remember your PIN: Tap Forgot PIN and follow the instructions.

   Tip: UPI PIN for your RuPay credit card could be different from your credit card PIN.

You’ve now successfully added your RuPay credit card on Google Pay and can start transacting.

Tip: When the payment method is set up, identify the Virtual Payment Address (VPA) that corresponds to the RuPay credit card on the “Payment method details” screen. The VPA that corresponds to RuPay-on-UPI can only be used at merchant checkout experiences. If attempted to use for P2P transactions, it will fail.

Add a RuPay credit card with Aadhaar on Google Pay

Important: If you can’t find the option to link your RuPay card to Google Pay through an Aadhaar number, contact your bank. To get your bank’s contact details, go to www.digisaathi.info.

1. Open Google Pay .
2. At the top right, tap your Profile picture and select Add RuPay credit card.
3. Choose your card issuing bank from the list. If you can’t find your bank, it probably doesn’t issue RuPay credit cards yet.
4. Select the RuPay credit card that you want to add from the list of cards (incase you have more than one RuPay credit card).
5. To verify your account through Aadhaar, you need to add in your Aadhaar card details. Ensure that your Aadhaar is linked to the same mobile number registered with the RuPay credit card you want to add on Google Pay.
   • To find the mobile number linked to your Aadhaar number, go to https://uidai.gov.in.
     • Tap Select preferred language My Aadhaar Aadhaar services. Here, you can verify email or mobile number.
   • If you can’t find the option to link your bank account to Google Pay through an Aadhaar number, contact your bank. To obtain contact details for your bank, go to www.digisaathi.info.

6. Enter the first 6 digits of your Aadhaar number and follow the on-screen instructions.

   

7. Next, you’ll need to create a UPI PIN. To create a UPI PIN, follow the on-screen instructions.
   • If you have an existing UPI PIN: You'll be asked to enter it.
   • If you don’t have an existing UPI PIN: Follow the instructions on the screen to create a new UPI PIN.
   • If you don’t remember your PIN: Tap Forgot PIN and follow the instructions.

   Tip: UPI PIN for your RuPay credit card could be different from your credit card PIN.

You’ve now successfully added your RuPay credit card on Google Pay and can start transacting.

Tip: The VPA that corresponds to RuPay-on-UPI can only be used at merchant checkout experiences. If attempted to use for P2P transactions, it will fail.

Change or remove RuPay credit cards from Google Pay

1. Open Google Pay .
2. At the top right, tap your Profile picture and select RuPay card.
3. Tap on the RuPay card you want to remove.
4. At the top, tap More and tap Remove account.

Related resources

• Fix common issues with adding a bank account on Google Pay
• Fix common issues with RuPay credit cards on Google Pay
• Manage RuPay credit cards added to Google Pay
• Add or remove a bank account on Google Pay